Alison and John became clients of AFRM in 2009. Alison is 44 and is an owner/equity partner in a recruitment firm....Continue Reading
Nicholas is a founding director of AFRM, following a career in Banking, Finance and Commercial Real Estate. He has over 15 years experience in financial risk management, specialising in business matters such as succession planning and keyperson issues, where he works closely with his clients Accountants and solicitors to implement appropriate strategies. Nicholas holds a Diploma in Financial Services (Financial Planning) and is a Member of the Association of Financial Advisers (Australia) and the SMSF Professional Association of Australia (SPAA). As a Director of one of the leading Risk advice firms in Australia, Nicholas is regularly sought out by various life insurance companies to assist with product design and service reviews.
Rob brings over 10 years experience in the financial services industry, which has included both paraplanning and advising roles in financial planning and financial risk management. Rob holds a Diploma of Financial Services (Financial Planning), and a Bachelor of Commerce. Rob is a member of the Australian Association of Financial Advisers (AFA) and meets the standards set by the Australian Securities and Investments Commission for the financial services industry (RG 146).
Damien has been in the Financial Services industry since 2005 with previous roles in Financial Investment & Risk Paraplanning. His current role is General Manager Services covering advice compliance, Responsible Manager, governance of AFRM's Financial Services License, management of adviser support teams and support to the Managing Director.
"I really enjoy working with all AFRM staff, across all our locations. We have a great team that is really passionate about Risk Advice, but more importantly we are passionate about delivering the best outcome to our clients at claim time."
Daniel has been working in the financial services industry for over 10 years, firstly as an accountant and for the past seven years as a financial planner and specialist risk adviser. Daniel is an LRS® Life Risk Specialist, has an Advanced Diploma of Accounting and is an Affiliate Member of the Financial Planning Association (FPA). Daniel meets the standards set by the Australian Securities and Investments Commission for the financial services industry (RG 146).
Philip joined AFRM in 2007, following 20 years of experience in the mining industry as a metallurgist. Philip specialises in analysing the risk exposure of clients in the personal and business markets and managing claims. Philip holds a Diploma of Financial Services (Financial Planning) and is a Justice of the Peace (JP). Philip meets the standards set by the Australian Securities and Investments Commission for the financial services industry (RG 146).
Justin joined AFRM in May 2015 as a para-planner after completing his undergraduate studies at the University of New England. In January 2016, he began the transition to becoming an associate adviser under the direction of Nicholas Hatherly and by November 2016 he was appointed as Financial Risk Analyst. With his background as a para-planner, Justin brings a wealth of technical knowledge to the advice process through product knowledge, policy structures and tax strategies. Justin holds his Diploma of Financial Planning, a double degree in Economics and Business and was awarded the Australian Finance Conference Award for Economics/F.R. & W.T. Award for Public Finance in 2013 after topping the UNE Business School’s Banking and Finance program.
Sam joined AFRM in 2016 as a Paraplanner in our Newcastle office gaining an intricate knowledge of advice, products, structuring and contract analysis. He holds a Bachelor of Business (Management/International Business) as well as a Bachelor of Commerce (Finance) and a Diploma of Financial Planning. Sam moved to Sydney in September 2017 to further his career progression resulting in promotion to the Financial Risk Analyst position in 2018.
Before joining AFRM in 2018, James held a variety of Financial Services roles for over 25 years. These roles included Insurance, Financial Planning and Business Management, much of these in Regional Australia.
Amanda is our longest standing employee with her employment commencing in 2001. Amanda is our General Manager - Customer Relations overseeing the administration & claims management teams. She is reliable, dedicated and committed to providing a professional service to both AFRM and their clients. Working with our clients and building strong relationships is most rewarding especially when the desired outcomes are achieved.
Wathana has been AFRM's Company Accountant since 2005. She has been vital in assisting the Directors in the midst of significant growth in the business during this time. Wathana completed her formal accounting qualification with a Bachelor of Commerce at Newcastle University. Her qualifications allow her to ensure the financial processes and integrity of the financial and policy reporting of AFRM is completed to the highest standard. Her role includes preparation of financial reports for the board of directors, payroll, liasion with external auditors and shareholders and assisting advisers with any financial requirements. "In my spare time, I enjoy spending time with my family, husband David, two young sons, running, swimming, cooking and reading."
Bev Murray is the office manager of our Sydney office. She has over 20 years experience in the industry which has included administration and client services, and she now specialises in Group Insurance. Her role involves managing administration staff, liaising with our corporate clients and direct with insurance companies carrying out the implementation/re-marketing exercise of plans, annual reviews, managing of claims and underwriting administration.
Lindsey has worked in financial services since finishing his Bachelor of Commerce in 2000. He gained experience in corporate and chartered accountancy before moving into financial services in 2003 when he commenced with AFRM as a Paraplanner. Lindsey left AFRM in 2006 when he joined a prominent stockbroking firm as a Private Client Advisor in their Gold Coast office. He returned to Newcastle in 2008 and stayed in stockbroking before returning to AFRM in 2012. Lindsey's diverse experience allows him to truly appreciate the importance of risk management in the achievment of financial goals. He has a Bachelor of Commerce, Certificate IV in financial planning, Securities and Derivatives Association Accreditation and is ADA2 accredited by the ASX. Lindsey meets the standards set by the Australian Securities and Investments Commission for the financial services industry (RG 146)
Karen joined AFRM in June 2005 and with her vast knowledge of the risk administration process, Karen plays a vital role in our accounts team. Her attention to detail and dedication ensures the accounts process runs smoothly every month. "I feel very lucky to be part of an experienced team that share a real passion and energy for the Industry".
Jason joined AFRM in October 2017 as a Paraplanner in our Newcastle office. He holds a Bachelor of Business majoring in International Business & Management at the University of Newcastle.
Katie joined the team in October 2012 as the Junior Administrator for our Newcastle office. Since joining AFRM she has had the opportunity to learn so much and is always looking forward to furthering her skills and assisting the other staff at AFRM in any way that she can. “AFRM is a challenging, fun and professional environment in which I am able to constantly grow and learn, whilst working with such a friendly team.”
Sonal joined AFRM’s Melbourne office in July 2015 as our Client Service Administrator to Rob Vitnell. Sonal has had previous experience in the financial services sector and comes to us with a great knowledge on insurance and client service work.
Joy, joined AFRM in February 2016 within the retention team in our Newcastle Office. Joy came to us with a background in Banking.