
ONGOING REVIEWS
Life doesn’t stand still and neither should your insurance. Whether it’s a new home, a growing family, or a career leap, your cover should evolve with you.
That’s why we include regular reviews as part of our process. It’s not just about ticking a box, it’s about making sure your protection still fits your life. We revisit your goals, your risks, and your policies to ensure everything still aligns.
There’s no extra paperwork, no hidden costs. We just have a conversation that could make all the difference when it matters most.
In the videos below, our advisers share their thoughts on why reviews are so important.

Our Process
The AFRM process is a continuous cycle of success
How It Works

ADVICE
Our expert knowledge and diligent research results in providing clients with quality advice based on their needs and situation.
SOLUTIONS
We find the best value products to suit your needs, by comparing
price, benefits, and definitions across insurers.
SERVICE
We regularly review with you, to accommodate changes in your
needs with what policies are available.
SUCCESSFUL CLAIMS
Having been with you throughout, we can help you identify if you
have a legitimate claim, and act on your behalf.
What Happens in an Initial Application
We begin the process by meeting with you, and helping you complete an application
ABOUT YOU + YOUR FAMILY
Please provide basic information to start the process
FINANCIALS
We then need to understand your situation and needs
LIFESTYLE + MEDICAL
The final section helps assess risks and optimise solutions
RESEARCH
We compile your information to develop recommendations We then arrange to meet with you and discuss steps forward
REMEMBER!!!
Please try your best to complete the forms - good information will help us provide good service. Talk to us if you need help at anytime.
Our Offices
Click on the location pins on the map below for directions to AFRM's offices in
Newcastle (Head Office), Melbourne, Sydney, Brisbane and Port Macquarie.
